What type of information do we collect?
1. General Browsing and Tracking Mechanisms:
2. Collection of Personal Information:
How do we use your information?
We use your Information to:
provide the Services;
help underwrite and provide accurate insurance premium rate quotes;
provide insurers with the required information for applications;
provide or offer other financial and consumer products and services from partners with whom we have entered into a joint marketing agreement;
provide, maintain and improve customer service;
tailor your experience with the Services to your interests;
develop and improve the Site and the Services;
respond to your inquiries; and
communicate with you regarding the insurance products that you purchased through the Site as well as other products and services that may be of interest to you.
In addition, we may aggregate your Information with our other user’s Information and use that information for benchmarking and analysis purposes.
What information do we share with third parties?
We may share your Information with insurance carriers offering the third-party insurance products made available to you through the Services.
We may share your Information with any of our parent companies, subsidiaries, joint ventures, or other companies under common control with us.
As we develop our businesses, we might sell or buy businesses or assets. In the event of a corporate sale, merger, reorganization, sale of assets, dissolution, or similar event, some or all of the Information may be part of the transferred assets.
To the extent permitted by law, we may also disclose Information when required by law, court order, or other government or law enforcement authority or regulatory agency, or whenever we believe that disclosing such information is necessary or advisable, for example, to protect the rights, property, or safety of us or others.
We take commercially reasonable steps to protect your Personal Information from loss, misuse, and unauthorized access, disclosure, alteration, or destruction. Please understand, however, that no security system is impenetrable. We cannot guarantee the security of our databases, nor can we guarantee that the information you supply will not be intercepted while being transmitted to and from us over the Internet.
Under California Civil Code Section 1798.83, California residents who have established business relationships with us may choose to opt out of our sharing their Personal Information with third parties for direct marketing purposes. If you are a California resident and (1) you wish to opt out; or (2) you wish to request certain information regarding our disclosure of your Personal Information to third parties for the direct marketing purposes, please send an e-mail to firstname.lastname@example.org
Visitors from outside the U.S.
If you are visiting the Site or any of the Services from a location outside of the U.S., your connection will be through and to servers located in the U.S. All Personal Information you provide to us will be maintained in web servers and/or internal systems located within the U.S. By providing us with any Personal Information through the Site or any of the Services, you consent to transfer of such Personal Information to the U.S.
Questions or concerns
If you have additional questions or would like more information regarding our information collection, use of disclosure practices, please feel free to contact us at email@example.com
123Easy Life complies with the “Arizonans with Disabilities Act” and “Title III of the Americans with Disabilities Act.”
When necessary for effective communications, 123Easy Life staff will provide a qualified interpreter or other appropriate auxiliary aid or service. Individuals with disabilities will not be charged for auxiliary aids or services (including interpreters) and are not required to bring another individual to interpret for them. We feel our communication policy should be there to help our clients, not hinder them.123Easy Life staff is required to abide by the protocol as stated below.
Identify the Disability and Services Required for Successful Communication:When 123Easy Life offers an auxiliary aid or service request, employees must confer with the client with the disability (and if not feasible, they will confer with the requestor) to discover the circumstances, requirements and preferences of the individual with the disability. 123Easy Life will recognize his or her preferred mode of communication prior to determining the type interpreting service (or other auxiliary aid or service) to be secured.
The following methods of communication are examples of services 123Easy Life will provide:
American Sign Language;
Large Print Documentation In determining the type of service which is necessary, the following will be considered:
The nature, length and importance of the communication at issue;
The individual’s communication skills and knowledge;
The individual’s request for or statement of need for an interpreter; and
The type of auxiliary aid or service necessary to ensure effective communication.
Pursuant to A.R.S. § 36-1971, a qualified legal interpreter must be certified by the Arizona Commission for the Deaf or Hard of Hearing to interpret legal matters. In compliance with the Arizonans with Disabilities Act and Title III of the Americans with Disability Act, 123Easy Life staff will provide a qualified interpreter who is able to interpret effectively, accurately and receptively.
Take Action Promptly to Ensure Services are Provided in a Timely Manner:
123Easy Life staff shall respond promptly to requests for auxiliary aids and services to ensure individuals with disabilities have an equal opportunity to participate in and benefit from our services. Documentation of disability will generally not be requested or required. If a particular auxiliary aid and service or supplier of the service will result in delays of client services, 123Easy Life will consider alternative suppliers or effective auxiliary aids and services. For example, if a particular interpreter determines he/she will take two weeks to provide a sign language interpreter, 123Easy Life will inquire with other interpreters, then 123Easy Life will consider providing a qualified interpreter using a service that provides video interpreting, or other effective means of communication. 123Easy Life Must Ensure Effective Communication with Clients at All Times Throughout the Entire Duration of the Matter: 123Easy Life employees must ensure that effective communication is accomplished between 123Easy Life’ prospective and current clients throughout every phase of the matter, including but not limited to the following:
The subject matter of the clients needs must be communicated, specifically during the initial interview.
The client must understand the scope of services offered by 123Easy Life.
123Easy Life is not a government agency.
Services provided are based on a commission earned by selling an Insurance product.
If services required are deemed by 123Easy Life to be best served by an Insurance company directly or a government agency, that information will be communicated.
The client must understand and be able to communicate with all entities involved throughout all procedures.
Termination of representation, denial of representation and presentation of the terms must be communicated.
123Easy Life staff shall identify when a sensory disability exists and will determine what type of services are required for successful communication. 123Easy Life staff will not refuse services to potential clients with sensory disabilities if they require auxiliary aids and services for effective communication. If you would like to contact an 123Easy Life staff member, contact us today.